all in one banking for everyone

Simple solution to your financial problems

With our secure online banking services, you can manage your finances from everywhere, at any time.

Get started for free
WHY CHOOSE US?

Access your financial services all in one app

We stand out for their convenience, cost savings, and enhanced security. Customers can manage their finances from anywhere using their computer or mobile device.

Superfast Transfer
Send and receive funds at superfast speed when you use the GAP app.
Transaction Insights
Determine what habits you feed the most with our daily, weekly insights
Topnotch Security
We keep your data save from fraud with our 2FA security features encrypted end to end
Earn While You Save
Enjoy up to 15% annual interest on your savings when you choose any savings plans
HOW IT WORKS

A free bank account to power your financial needs

Easy 3 steps to use our services
Download App & Sign Up
First, download our app on the Apple Store or Google Store and register
Verify Your Account
Provide any means of identification to verify your details to secure account
Start Enjoying Services
Enjoy our unlimited services like send, transfer, receive, pay bills and more
Get started for free
OUR SERVICES

Exclusive range of services to manage your finance and spending

Enjoy a world of financial possibilities and full access to financial services personalized to your needs.
Quick Transfer
Send money to loved ones or business transactions in a heartbeat.
Quick Withdrawal
With Oaypay, you have unlimited withdrawal of your money anytime
Savings & Investment
Make a positive income from dividend paid directly to you when you save & invest
Business Loans
Access business loans easily when you bank with us
Bill Payment
Paid bills instantly with our intuitive payment dashboard
Budget Control
Control and have budget of your finance with our budget management
DO MORE WITH US

Helping students and youth do more with zero access banking

Students and youth can now make transactions and save money with juicy interest rates and zero charges
Easy Collection System
Less Repayment Fees
Flexible Repayment Plan
Easy Loan Banking
DO MORE WITH US

Be in complete control over your money

Our customers can have peace of mind knowing that their personal and financial information is secure with their account. your gateway to life free of stress is to be in control of your financial

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OUR TESTIMONIALS

Hear what the millions people say about us

Here are some reviews from some of our esteemed customers

OAYPAY has revolutionized the way I manage my finances. With their intuitive platform, I can easily track my expenses, make payments, and even plan for investments. It's like having a financial advisor right at my fingertips.

Noheem NYSC

Running my small business was made easier with OAYPAY. Their zero-access banking allowed me to manage my company's finances online, even without a physical branch. It's efficient, secure, and tailored to my business needs.

Akinola Jubril

As a student, I needed a banking solution that matched my on-the-go lifestyle. OAYPAY was a game-changer. I can check my account balance, pay my bills, and send money to friends instantly. It's hassle-free and perfect for my busy schedule.

Bello Samuel

OAYPAY has revolutionized the way I manage my finances. With their intuitive platform, I can easily track my expenses, make payments, and even plan for investments. It's like having a financial advisor right at my fingertips.

Noheem NYSC

Running my small business was made easier with OAYPAY. Their zero-access banking allowed me to manage my company's finances online, even without a physical branch. It's efficient, secure, and tailored to my business needs.

Akinola Jubril

As a student, I needed a banking solution that matched my on-the-go lifestyle. OAYPAY was a game-changer. I can check my account balance, pay my bills, and send money to friends instantly. It's hassle-free and perfect for my busy schedule.

Bello Samuel

OAYPAY has revolutionized the way I manage my finances. With their intuitive platform, I can easily track my expenses, make payments, and even plan for investments. It's like having a financial advisor right at my fingertips.

Noheem NYSC

Running my small business was made easier with OAYPAY. Their zero-access banking allowed me to manage my company's finances online, even without a physical branch. It's efficient, secure, and tailored to my business needs.

Akinola Jubril

As a student, I needed a banking solution that matched my on-the-go lifestyle. OAYPAY was a game-changer. I can check my account balance, pay my bills, and send money to friends instantly. It's hassle-free and perfect for my busy schedule.

Bello Samuel